Sending Money to a Mobile Money Account
Devdraft lets you send USDC that arrives in the recipient’s mobile money wallet as local currency, for example Zambian Kwacha (ZMW) in Zambia, paid out through Devdraft’s cash-out network. This guide covers choosing a saved recipient, entering an amount, reviewing the rate and fees, confirming, and tracking the transfer.Transfers are sent to saved recipients, so the recipient’s mobile money account should already be added to your account. You can also add one from the send screen. See Supported Countries and Providers for where you can send.
Watch: Send Money to Local Mobile Money | Devdraft Mobile Guide
How Recipients Receive the Money
You send USDC from your Devdraft balance. Devdraft converts it to the recipient’s local currency and pays it straight into their mobile money wallet, the same way a regular mobile money payment would arrive.Supported Countries and Providers
When you add a mobile money recipient, you choose their country. Each country pays out in its local currency through the providers listed below.Countries marked Beta are currently in beta.
Sending Money
1
Tap Send
From your account home screen, tap Send.
2
Choose Mobile Money
On the Send screen, choose how you want to send money:
Tap Mobile Money.
3
Choose a saved recipient
The Send To screen shows your saved recipients under Recent. Select the saved recipient you want to send to.
To add a new recipient, tap New recipient → Add a mobile money account, choose their country, and enter their mobile money details. Once saved, they’ll appear in your recipients list for future transfers.
4
Enter the amount
On the next screen (step 2 of 3), enter how much you want to send. The screen shows the estimated amount your recipient gets in their local currency, e.g. Joseph_ gets ≈ 179.24 ZMW_.Tap Continue once you’re happy with the amount.
5
Review the transfer
The Review screen (step 3 of 3) shows the full breakdown before you send:
A note under the breakdown confirms this explicitly: Paid out in Zambia via the cash-out network. The rate is an estimate; the final amount is confirmed at settlement.
The rate shown is an estimate. The final amount is confirmed at settlement, since exchange rates can move slightly between review and payout.
6
Send
Tap Send to confirm the transfer.
After You Send
You’ll see an On its way confirmation showing the amount sent, the recipient, and the estimated arrival window, e.g. 10.00 USDC to Joseph Zimba — arrives within 24 hours. From here you can tap Done to return to your account.Tracking Your Transfer
Every transfer appears in your Transactions list as a Withdrawal, with its current status and how long ago it was sent. Tap any transaction to open Transaction Details, which shows:
From this screen you can tap View Receipt for a downloadable record of the transaction, expand References for more reference details, or tap Get Help if something looks wrong.
If a transfer shows as Failed, the funds are not deducted from your available balance. You can review the details and try again, or reach out via Get Help if you’re unsure why it failed.