International SWIFT

Step-by-step guide to adding an international SWIFT bank beneficiary on Devdraft, so you can send cross-border wires using SWIFT/BIC to countries with no dedicated payment rail.

Overview

Before you can send a cross-border wire to someone whose country isn’t covered by a dedicated rail, you need to add them as a recipient using SWIFT. This guide walks through the full flow from tapping + on the Recipients screen to submitting a completed International SWIFT beneficiary.

International SWIFT is the catch-all option for countries without a dedicated payment rail. Unlike the other account types, this flow has three steps instead of two Owner, Beneficiary, and Receiving Bank — since both the beneficiary’s and the bank’s country, address, and account details are collected separately.

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What You Need Before You Start

Have the following ready before you begin:

Info	Notes
Owner type	Whether the beneficiary is an Individual or a Business
Recipient relationship	Your relationship to this recipient
Account number / IBAN	The recipient’s account number or IBAN
Beneficiary country	The country where the recipient (account holder) is based
Beneficiary address	City, address line 1, state/province/region, and postal code (mostly optional)
SWIFT code / BIC	The receiving bank’s SWIFT code or BIC, e.g. DEUTDEFFXXX
Bank name & country	The receiving bank’s name and the country where it’s located
Bank address	City, address line 1, state/province/region, and postal code (mostly optional)
Intermediary bank details	Optional — only needed if the payment must route through an intermediary bank

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Step 1 — Start Adding a Recipient

From the Recipients tab, tap the + icon in the top-left corner.

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Step 2 — Choose the Recipient Type

The Add Recipient popup opens with four destination types: International bank, Stablecoin wallet, Zambia bank, and Zambia mobile money.

Select International bank.

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Step 3 — Choose the Country / Account Type

A second Add Recipient screen lists the supported account types:

• US Account — ACH & Wire, routing + account number
• European (IBAN) — SEPA, IBAN + BIC
• Mexican (CLABE) — 18-digit CLABE account number
• Brazilian Account — PIX, PIX Safe & TED
• Argentine Account — Transfers 3.0, CVU, CBU or alias
• Colombian Account — ACH Colombia bank transfer
• International SWIFT — Cross-border wire via SWIFT/BIC

Select International SWIFT.

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Step 4 — Owner Details (1/3)

The Owner screen collects who the beneficiary is. Start by selecting Account Owner Type: Individual or Business. The fields below change depending on your selection.

Individual

Field	Required	Notes
Account Owner Type	Yes	Select Individual
Display name	Optional	Only visible to you
Beneficiary name	Yes	Name exactly as it appears on the bank account
Recipient Relationship	Yes	Your relationship to this recipient

Business

Field	Required	Notes
Account Owner Type	Yes	Select Business
Business Name	Yes	The registered business name
Beneficiary name	Yes	Name exactly as it appears on the bank account
Recipient Relationship	Yes	Your relationship to this recipient

Unlike the other account types, there’s no Country field on this screen — since the recipient’s country is instead captured as Beneficiary country on the next step.

Once all required fields are filled in, tap Continue to proceed to Beneficiary.

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Step 5 — Beneficiary (2/3)

This screen collects the recipient’s account and address details:

Field	Required	Notes
Account number / IBAN	✅ Yes	The recipient’s account number or IBAN, e.g. DE89370400440532013000
Beneficiary country	✅ Yes	The country where the recipient (account holder) is based
Beneficiary city	Optional	e.g. New York
Beneficiary address line 1	Optional	e.g. 123 Main Street
Beneficiary state / province / region	Optional	e.g. CA, NY, 09
Beneficiary postal code	Optional	The recipient’s billing postal code

Once all required fields are filled in, tap Continue to proceed to Receiving Bank.

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Step 6 — Receiving Bank (3/3)

The final screen collects the receiving bank’s details, and optionally an intermediary bank:

Bank

Field	Required	Notes
SWIFT code / BIC	Optional	e.g. DEUTDEFFXXX
Bank name	Optional	e.g. Deutsche Bank
Bank country	✅ Yes	The country where the receiving bank is located
Bank city	Optional	e.g. Frankfurt
Bank address line 1	Optional	e.g. Taunusanlage 12
Bank state / province / region	Optional	e.g. CA, NY, 09
Bank postal code	Optional	e.g. 10101

Intermediary Bank (Optional)

Field	Required	Notes
Intermediary bank name	Optional	Only needed if the payment must route through an intermediary bank
Intermediary bank SWIFT / BIC	Optional	The intermediary bank’s SWIFT code or BIC
Intermediary bank account number / IBAN	Optional	The intermediary bank’s account number or IBAN
Intermediary bank country	Optional	The country where the intermediary bank is located

Double-check the SWIFT code/BIC and account number/IBAN before submitting — an incorrect value is the most common reason a cross-border wire fails or is misdirected.

Once every required field is complete, tap Add Bank Beneficiary to save the recipient.

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What Happens Next

Once saved, the beneficiary appears on the Recipients screen with a Bank label under their name, and is ready to receive a cross-border wire via SWIFT.

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