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Receive funds into your Devdraft wallet from bank accounts, payment networks, and on-chain transfers. All incoming payments are converted to and stored as USDC automatically.

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Supported Corridors

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USD (ACH, Wire, and FedNow)

Receive USD deposits via ACH, Fedwire, or FedNow. All USD deposits settle as USDC at a 1:1 peg.

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Processing Windows

FedNow requires no setup. It is automatically available on your account. Settlement speed depends on the sending institution’s FedNow participation.

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Permitted Transactions

Virtual accounts can receive:
  • First-party payments from your own bank, fintech app, or brokerage account
  • Third-party payments from a registered business’s bank account
  • Third-party payments from a family member’s bank account (shared surname)
  • Third-party P2P payments under $4,999

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MXN (SPEI)

Receive MXN deposits via SPEI. All MXN deposits settle as USDC.
MXN / SPEI is currently in beta. Availability and limits may change as the rail is stabilized.
Go to Deposits → MXN and copy your CLABE and reference number. Share both with your payer. The reference must be included for automatic matching.
The sender must include your reference number in the SPEI transfer. Without it, the payment cannot be matched automatically and may be delayed or returned.

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USDC (Base)

Receive USDC on the Base network directly into your Devdraft wallet. No currency conversion required. Go to Deposits, select USDC, and copy your deposit address. Share it with your sender.
Always verify the token and network before sending. Sending to the wrong network or address will result in permanent loss of funds.

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Mobile Money (Zambia)

Receive ZMW deposits via mobile money in Zambia. All ZMW deposits settle as USDC.
Depositing ZMW from a Zambian bank account is not supported. Deposits must be made via mobile money.