Skip to main content
Business verification (KYB) requires document-level proof beyond the core fields collected at account creation. You must submit corporate formation documents, an ownership structure document identifying all Ultimate Beneficial Owners (UBOs), proof of business address, and government ID plus proof of residence for each UBO.

​
Required Business Fields

The core business and tax fields collected during account creation (legal name, tax ID, formation date, registered address, website, UBOs) are documented in the Customer Verification Guide. This page covers only the supporting documents KYB uniquely requires.
Your Tax ID must be your local government ID number based on your country of residence (e.g. CPF for Brazil). If you are a US resident, this must always be your SSN.

​
Corporate Formation Documents

You must submit all pages of the following documents:
  • Articles of Organization (or local equivalent)
  • Certificate of Incorporation (or equivalent)
Submitting only the first page is not sufficient. All pages of each document must be included.

​
Ownership Structure Documentation

A Share Register or an official legal document clearly showing the full Beneficial Ownership structure is required. This document must clearly identify:
  • All shareholders
  • Ownership percentages
  • Ultimate Beneficial Owners (UBOs), including indirect ownership where applicable
Additional documentation such as an ownership chart may be requested if your ownership structure is complex.

​
Proof of Business Address

Accepted documents include a utility bill, lease agreement, or bank statement. The document must:
  • Be dated within the last 90 days
  • Clearly display your company’s legal entity name and registered address
  • Be complete and fully visible

​
UBO Documentation

For each Ultimate Beneficial Owner (UBO), you must provide government-issued identification and proof of residence.

​
Government-Issued Identification

One of the following is accepted: Driver’s License, National ID, Residence Permit, or Passport. Requirements:
  • Within its official validity period and not issued more than 10 years prior to submission
  • Clear, complete, and fully visible
  • All four corners visible where applicable
  • Information must match the ownership documentation provided

​
Proof of Residence

  • Dated within the last 90 days
  • Clearly shows the UBO’s full name and residential address
  • Issued by a recognized institution (e.g., utility bill, bank statement, or official government correspondence)

​
Virtual Account Additional Information

Virtual Account requests undergo a separate evaluation with their own documentation requirements, including industry type, nature of business, purpose of account, and source of funds and wealth. If you are applying for a virtual account, additional documentation will be requested at that stage.

​
Enhanced Due Diligence Sectors

Additional documentation may be requested if your company operates in any of the sectors listed below.

KYC Basics

Tips on how to photograph and submit your documents correctly.

KYC Statuses

Understand your verification status and review timelines.

Customer Verification Guide

Full field checklist for individual and business verification.

Transaction Limits

View your sending and receiving limits based on your verification level.