Create Bank Payment Intent

Accept fiat payments via ACH, Wire, and SEPA.

Convert fiat to stablecoins using traditional banking rails.

Endpoint

POST /payment-intents/bank · endpoint

Create a new bank payment intent.

Headers

x-client-key · string · required

Your application’s client key.

x-client-secret · string · required

Your application’s client secret.

idempotency-key · string

Unique UUID v4 to prevent duplicate payments. Keys expire after 24 hours.

Body

sourcePaymentRail · enum · required

Payment method (ach_push, wire, sepa).

destinationCurrency · enum · required

Target stablecoin (usdc, eurc).

sourceCurrency · enum

Source fiat currency (usd, eur). Defaults to usd.

amount · string

Payment amount. Omit for flexible amounts.

customer_email · string

Customer email for notifications.

Payment Details

wire_message · string

Message for Wire transfers (max 256 chars).

sepa_reference · string

Reference for SEPA transfers (6-140 chars).

ach_reference · string

Reference for ACH transfers (max 10 chars).

Examples

ACH to USDC

curl -X POST https://api.devdraft.ai/api/v0/payment-intents/bank \
  -H "x-client-key: <KEY>" \
  -H "x-client-secret: <SECRET>" \
  -H "idempotency-key: <UUID>" \
  -d '{
    "sourcePaymentRail": "ach_push",
    "sourceCurrency": "usd",
    "destinationCurrency": "usdc",
    "amount": "1000.00",
    "customer_email": "[e-mail]",
    "ach_reference": "INV12345"
  }'