> ## Documentation Index
> Fetch the complete documentation index at: https://devdraft.ai/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# MXN (SPEI)

> Send and receive Mexican Peso payments via SPEI.

<Note>
  MXN / SPEI is currently in **beta**. Availability and limits may change as the rail is stabilized.
</Note>

Devdraft supports MXN payments through **SPEI** (Sistema de Pagos Electrónicos Interbancarios), Mexico's real-time interbank network. SPEI operates 24/7 and uses an 18-digit **CLABE** as the account identifier. All MXN payments settle in **USDC**.

|                 | Flow                                                                  |
| --------------- | --------------------------------------------------------------------- |
| **Receive MXN** | Payer sends MXN via SPEI → Converts to USDC → Credited to your wallet |
| **Send MXN**    | You send USDC → Converts to MXN → SPEI transfer to recipient's CLABE  |

***

## How to Send & Receive

<Tabs>
  <Tab title="Receive MXN">
    Go to **Deposits → MXN** and copy your CLABE and reference number. Share both with your payer. The reference must be included for automatic matching.
  </Tab>

  <Tab title="Send MXN">
    Go to **Send Money → Bank Transfer**, select Mexico, and enter the recipient's CLABE, full name, and bank name.
  </Tab>
</Tabs>

<Warning>
  The sender must include your reference number in the SPEI transfer. Without it, the payment cannot be matched automatically and may be delayed or returned.
</Warning>

***

## Volume Limits

<Tabs>
  <Tab title="Onramp (Receiving)">
    | Type                           | Limit         |
    | ------------------------------ | ------------- |
    | **1st-party deposits**         | 1,000,000 MXN |
    | **3rd-party from businesses**  | Unlimited     |
    | **3rd-party from individuals** | 15,000 MXN    |
  </Tab>

  <Tab title="Offramp (Sending)">
    | Type                         | Limit     |
    | ---------------------------- | --------- |
    | **1st-party withdrawals**    | Unlimited |
    | **3rd-party to individuals** | Unlimited |
    | **3rd-party to businesses**  | Unlimited |
  </Tab>
</Tabs>

***

## Transaction Limits

| Detail                  | Value                                  |
| ----------------------- | -------------------------------------- |
| **Per-transaction cap** | \$4,999 USD equivalent                 |
| **Minimum**             | 50 MXN                                 |
| **Maximum**             | No maximum                             |
| **Speed**               | \< 10 min (receive) / \< 15 min (send) |
| **Availability**        | 24/7                                   |

<Info>
  Need to send or receive above \$4,999? [Contact support](mailto:support@devdraft.io) to request a limit increase.
</Info>

***

<Note>
  Our SPEI banking provider performs maintenance on **Thursdays at 6:00 AM UTC** for up to 2 hours. Transactions may be paused during this window.
</Note>