> ## Documentation Index
> Fetch the complete documentation index at: https://devdraft.ai/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Required Fields

> All fields and documents needed to complete individual KYC or business KYB verification.

Before you can send or receive funds, you need to complete identity verification. The information we collect depends on whether you are an individual or a business, and which verification level applies to you.

<Info>
  For document quality and photo guidelines, see [KYC Basics](/docs/guide/kyc-basics). If you are a business, see [KYB Documents](/docs/guide/kyb-documents) for the full list of supporting documents you will need to submit.
</Info>

## What You Need to Provide

Fields marked with `*` are **optional**.

<Tabs>
  <Tab title="KYC Standard: Individual">
    This is the default verification for individual customers. It is automated and typically completes in about **60 seconds**.

    | Field                                                                   |
    | ----------------------------------------------------------------------- |
    | First name                                                              |
    | Last name                                                               |
    | Date of birth                                                           |
    | Email                                                                   |
    | Country                                                                 |
    | Tax ID (your government ID number)                                      |
    | Phone number                                                            |
    | IP Address                                                              |
    | Address 1                                                               |
    | Address 2\*                                                             |
    | City                                                                    |
    | State / province / region                                               |
    | Postal code                                                             |
    | ID Document: Country                                                    |
    | ID Document: Type (passport, ID card, driver's license, NRC for Zambia) |
    | ID Document: Front                                                      |
    | ID Document: Back\*                                                     |
    | Proof of Address: Type (utility bill, bank statement)\*                 |
    | Proof of Address: Document\*                                            |
    | Selfie                                                                  |
  </Tab>

  <Tab title="KYC Enhanced: Individual">
    If you are from a high-risk country, you will be required to complete KYC Enhanced. This includes everything from KYC Standard, plus the additional fields below. Your submission will be manually reviewed by our compliance team and can take up to **1 business day**.

    **Everything from KYC Standard, plus:**

    | Additional Field                    |
    | ----------------------------------- |
    | Source of Funds Document Type       |
    | Source of Funds Document File       |
    | Purpose of Transactions             |
    | Purpose of Transactions Explanation |

    <Warning>
      If your verification is rejected, you will need to start a new submission with corrected information. You cannot update an existing submission. Check the `kyc_warnings` or `fraud_warnings` feedback for details on what to fix.
    </Warning>
  </Tab>

  <Tab title="KYB Standard: Business">
    If you are registering a business, you will need to verify all shareholders who own more than 25% of the company (UBOs). Manual review typically takes **3 hours to 1 business day**.

    | Field                                                                                                |
    | ---------------------------------------------------------------------------------------------------- |
    | Legal name                                                                                           |
    | Tax ID (your government ID number)                                                                   |
    | Formation date                                                                                       |
    | Email                                                                                                |
    | Country                                                                                              |
    | Doing business as\*                                                                                  |
    | Website\*                                                                                            |
    | IP Address                                                                                           |
    | Address 1                                                                                            |
    | Address 2\*                                                                                          |
    | City                                                                                                 |
    | State / province / region                                                                            |
    | Postal code                                                                                          |
    | UBOs + Shareholders above 25% (everything from KYC Standard Individual, except Phone and IP Address) |
    | Company Formation Document                                                                           |
    | Proof of Ownership Document                                                                          |
    | Proof of Address: Type\*                                                                             |
    | Proof of Address: Document\*                                                                         |

    <Note>
      Your Tax ID should be your local government ID number based on your country (e.g. CPF if you are in Brazil). If you are a US resident, please use your SSN.
    </Note>
  </Tab>
</Tabs>

## How Long Does Verification Take?

| Verification Type | How Long It Takes         |
| ----------------- | ------------------------- |
| KYC Standard      | \~60 seconds              |
| KYC Enhanced      | 3 hours to 1 business day |
| KYB Standard      | 3 hours to 1 business day |

## Need Help?

<CardGroup cols={2}>
  <Card title="KYC Basics" href="/docs/guide/resources/kyc-basics">
    Tips on how to photograph and submit your documents correctly.
  </Card>

  <Card title="KYB Documents" href="/docs/guide/resources/kyb-documents">
    Full checklist of documents required if you are registering a business.
  </Card>

  <Card title="KYC Statuses" href="/docs/kyc-statuses">
    Understand your verification status and what it means.
  </Card>
</CardGroup>