# Devdraft Documentation ## Guide - [ ](https://devdraft.ai/docs/guide/home.md) ### Verification - [Identity Verification](https://devdraft.ai/docs/guide/kyc-basics.md): Verification levels, accepted ID types, and document submission guidelines. - [Required Fields](https://devdraft.ai/docs/guide/customer-verification-guide.md): All fields and documents needed to complete individual KYC or business KYB verification. - [Business Verification](https://devdraft.ai/docs/guide/kyb-documents.md): Documents required for KYB verification: formation docs, ownership proof, UBO identification, and proof of address. - [Verification Statuses](https://devdraft.ai/docs/kyc-statuses.md): Understand your verification status, what each one means, and how long the review process takes. - [KYB Verification](https://devdraft.ai/docs/kyb_verification.md): How businesses complete KYB (Know Your Business) verification on Devdraft, what documentation to prepare, and the compliance standards that determine whether a submission is accepted. - [KYC Verification](https://devdraft.ai/docs/kyc_verification.md): How individual users complete KYC (identity) verification on Devdraft, what documentation to prepare, and what happens after you submit. - [Virtual Account Requests](https://devdraft.ai/docs/virtual_account_request.md): What to expect when requesting a virtual USD account on Devdraft eligibility, the account questionnaire, and the additional documents compliance may request. - [Business Account Sign-Up](https://devdraft.ai/docs/business_account_signup.md): Step-by-step guide to registering a business account on Devdraft, from choosing a sign-up method through reaching the Registration Complete screen. - [Personal Account Sign-Up](https://devdraft.ai/docs/personal_account_signup.md): Step-by-step guide to creating a Devdraft personal account, from email verification through claiming a tag and starting KYC verification. ### Payment Rails - [Payout Rails](https://devdraft.ai/docs/guide/rails/payout-rails.md): All supported payout rails for sending funds from your Devdraft account to bank accounts and mobile wallets worldwide. - [Payin Rails](https://devdraft.ai/docs/guide/rails/payin-rails.md): All supported payin rails for receiving funds into your Devdraft account. ### Payments & Logistics - [Transaction States](https://devdraft.ai/docs/guide/logistics/transaction_states.md): Understand the lifecycle of a Devdraft transfer and what each status means. - [Processing windows & cutoff times](https://devdraft.ai/docs/guide/logistics/processing_windows_&_cutoff_times.md) - [Transaction Limits](https://devdraft.ai/docs/guide/transaction_limits.md): Your sending and receiving limits and how to request a higher limit. - [Pricing & Fees](https://devdraft.ai/docs/pricing-fees.md): Devdraft's standard fees for wallet transfers, local money, bank payouts, virtual accounts, and bank collections. ### Compliance & Risk - [Transaction Monitoring](https://devdraft.ai/docs/guide/resources/fraud_transaction_monitoring.md): How Devdraft monitors transactions for fraud and compliance. - [Supported Countries](https://devdraft.ai/docs/guide/resources/supported_countries_list.md): Country risk classifications and supported bank-transfer rails, reviewed at least quarterly against OFAC, EU, UN, and FATF. ### Resources & Support - [FAQ guidance for users](https://devdraft.ai/docs/guide/resources/FAQ_guidance_for_users.md) - [Refunds FAQ](https://devdraft.ai/docs/guide/resources/refunds-faq.md): Common questions about refunds, processing times, fees, and tracking. - [Live Chat Support](https://devdraft.ai/docs/live-chat-support.md): How to start a live conversation with the Devdraft support team from the Concierge Desk, what response times to expect, and where to find your ongoing conversations. - [Reporting a Bug](https://devdraft.ai/docs/report-a-bug.md): How to report a bug from the Concierge Desk, what details to include, how to attach screenshots, and what happens after you submit. - [Requesting a New Feature](https://devdraft.ai/docs/request-feature.md): How to submit a product idea from the Concierge Desk, what to include, and what happens after you submit. - [Referral Program](https://devdraft.ai/docs/referral-program.md): How to find your referral code, share it, how referrals qualify, and how the Fee Discount and Cashback reward tracks work. ### Beneficiaries - [US (ACH, Wire & RTP/FedNow)](https://devdraft.ai/docs/us_account.md): Step-by-step guide to adding a US bank beneficiary on Devdraft, so you can send payouts via ACH, Domestic Wire, or RTP/FedNow. - [European (IBAN & SEPA)](https://devdraft.ai/docs/euro_account.md): Step-by-step guide to adding a European bank beneficiary on Devdraft, so you can send payouts via SEPA using their IBAN and BIC. - [Mexican (CLABE)](https://devdraft.ai/docs/mexican_account.md): Step-by-step guide to adding a Mexican bank beneficiary on Devdraft, so you can send payouts using their 18-digit CLABE account number. - [Brazilian (PIX, PIX Safe & TED)](https://devdraft.ai/docs/brazilian_account.md): Step-by-step guide to adding a Brazilian bank beneficiary on Devdraft, so you can send payouts via PIX, PIX Safe, or TED. - [Argentine (CVU, CBU, & alias)](https://devdraft.ai/docs/argentine_account.md): Step-by-step guide to adding an Argentine bank beneficiary on Devdraft, so you can send payouts via Transfers 3.0 using their CVU, CBU, or alias. - [Colombian ACH](https://devdraft.ai/docs/colombian_account.md): Step-by-step guide to adding a Colombian bank beneficiary on Devdraft, so you can send payouts via ACH Colombia bank transfer. - [International SWIFT](https://devdraft.ai/docs/international_swift.md): Step-by-step guide to adding an international SWIFT bank beneficiary on Devdraft, so you can send cross-border wires using SWIFT/BIC to countries with no dedicated payment rail. - [Stablecoin Wallet](https://devdraft.ai/docs/stablecoin_wallet.md): Step-by-step guide to adding a stablecoin wallet recipient on Devdraft, so you can send payouts directly to a wallet address on-chain. - [Zambia Bank](https://devdraft.ai/docs/zambian_bank.md): Step-by-step guide to adding a Zambian bank account recipient on Devdraft, so you can send local payouts within Zambia. - [Zambia Mobile Money](https://devdraft.ai/docs/mobile-money.md): Step-by-step guide to adding a Zambia mobile money beneficiary on Devdraft, so you can send payouts to an Airtel or MTN number. ### Virtual Card - [Virtual Card Waitlist](https://devdraft.ai/docs/virtual-card-waitlist.md): Where to find the Virtual Cards section in the Devdraft mobile app, what Coming Soon means, and how to register your interest by joining the early access waitlist. ### Sending Money - [Local Bank Account (Zambia)](https://devdraft.ai/docs/untitled-page.md): How to send USD to a Zambian commercial bank account from Devdraft, how the exchange rate and cash-out fee work, and how to track your transfer. - [USDC via Blockchain (Base)](https://devdraft.ai/docs/usdc-via-blockchain-base.md): How to send USDC from Devdraft to a wallet address on the Base network, how to choose or add a wallet, how to review the transfer, and how to track it. - [Local Mobile Money](https://devdraft.ai/docs/local-mobile-money.md): How to send USDC from Devdraft to a mobile money wallet, which countries and providers are supported, how the exchange rate and cash-out fee work, and how to track your transfer. ### Deposit Money - [Deposit via Mobile Money](https://devdraft.ai/docs/deposit-mobile-money.md): How to deposit into your Devdraft balance from a mobile money wallet, which countries and providers are supported, how the exchange rate and fee work, how to approve the payment prompt on your phone, and how to track your deposit. - [Deposit USDC via Blockchain (Base)](https://devdraft.ai/docs/deposit-blockchain.md): How to deposit USDC into your Devdraft balance from an external wallet on the Base network, how to use your deposit address or QR code, and how to track your deposit. ## Changelog ### 2026 - [May](https://devdraft.ai/docs/changelogs/2026/may.md): Instant USD payments via FedNow. You get paid in seconds, any day, any time. - [April](https://devdraft.ai/docs/changelogs/2026/april.md): MXN payments via SPEI. Receive pesos from clients, send pesos to Mexican bank accounts, and manage MXN beneficiaries directly in your Devdraft account. - [February](https://devdraft.ai/docs/changelogs/2026/february.md): Refund tracking across payment rails and on-chain transaction hash visibility. ### 2025 - [August](https://devdraft.ai/docs/changelogs/2025/august.md): Virtual account creation on demand, network consolidation to Base, transaction details view, and redesigned transfers page. ## Optional - [Website](https://www.devdraft.ai) - [Pricing](https://www.devdraft.ai/pricing) - [Help Center](http://support.devdraft.ai/en/) > The links below point to documentation indexes. Follow each `/_llms/` index recursively until you reach documentation pages. ## Indexes - [Spanish (23 pages)](https://devdraft.ai/docs/_llms/es.txt): Documentation for Spanish. 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