> ## Documentation Index
> Fetch the complete documentation index at: https://devdraft.ai/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# MXN (SPEI)

> Send and receive Mexican Peso payments via SPEI.

> [!NOTE]
>
> MXN / SPEI is currently in **beta**. Availability and limits may change as the rail is stabilized.

Devdraft supports MXN payments through **SPEI** (Sistema de Pagos Electrónicos Interbancarios), Mexico's real-time interbank network. SPEI operates 24/7 and uses an 18-digit **CLABE** as the account identifier. All MXN payments settle in **USDC**.

| | Flow |
| - | - |
| **Receive MXN** | Payer sends MXN via SPEI → Converts to USDC → Credited to your wallet |
| **Send MXN** | You send USDC → Converts to MXN → SPEI transfer to recipient's CLABE |

***

## How to Send & Receive

> [tab] Receive MXN
>
> Go to **Deposits → MXN** and copy your CLABE and reference number. Share both with your payer. The reference must be included for automatic matching.

> [tab] Send MXN
>
> Go to **Send Money → Bank Transfer**, select Mexico, and enter the recipient's CLABE, full name, and bank name.

> [!WARNING]
>
> The sender must include your reference number in the SPEI transfer. Without it, the payment cannot be matched automatically and may be delayed or returned.

***

## Volume Limits

> [tab] Onramp (Receiving)
>
> | Type | Limit |
> | - | - |
> | **1st-party deposits** | 1,000,000 MXN |
> | **3rd-party from businesses** | Unlimited |
> | **3rd-party from individuals** | 15,000 MXN |

> [tab] Offramp (Sending)
>
> | Type | Limit |
> | - | - |
> | **1st-party withdrawals** | Unlimited |
> | **3rd-party to individuals** | Unlimited |
> | **3rd-party to businesses** | Unlimited |

***

## Transaction Limits

| Detail | Value |
| - | - |
| **Per-transaction cap** | \$4,999 USD equivalent |
| **Minimum** | 50 MXN |
| **Maximum** | No maximum |
| **Speed** | \< 10 min (receive) / \< 15 min (send) |
| **Availability** | 24/7 |

> [!NOTE]
>
> Need to send or receive above \$4,999? [Contact support](mailto:support@devdraft.io) to request a limit increase.

***

> [!NOTE]
>
> Our SPEI banking provider performs maintenance on **Thursdays at 6:00 AM UTC** for up to 2 hours. Transactions may be paused during this window.


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